Free tools for business owners
Quick answers to the money questions owners ask most, built on the same rules and data Cratchit uses inside the app.
- S corp savings calculatorEnter your profit and a reasonable salary to see how much an S corp election could save in self-employment tax each year, after the added costs.
- How much can I take out of my business?Enter your cash and what the business still owes to see how much you can safely take out after taxes, bills and a cash cushion.
- Quarterly estimated tax calculatorEstimate your 2026 federal income and self-employment tax, what to pay each quarter and when, and the safe harbor that avoids a penalty.
- Business valuation calculatorEstimate what your small business is worth from its seller's discretionary earnings and a typical multiple for your industry, plus cash, less debt.
- Reasonable salary lookupPick the work you do and your state to see a defensible S corp owner salary from Bureau of Labor Statistics wage data.
Get these answers for your own companies, all year
Cratchit keeps your books, runs these numbers on your real figures, and tells you what needs your attention. Take a guided tour with the Harpers, a sample family.
Try the demoEducation, not advice. Confirm the details with your CPA before acting.